Deciding whether to leave a job or not can be a tough decision, especially when considering factors like salary, career growth, and financial obligations. In your case, you have been with your current company for over a year, received two salary increases, and recently got promoted to a senior position. Additionally, your team has been performing well and achieving their targets. However, you are concerned about the financial pressure that may arise next year due to your upcoming mortgage payments, and you are uncertain if your company will provide a salary raise or promotion. It's important to evaluate the pros and cons of both options before making a decision. Consider the following factors:1. Financial Stability: Assess your personal financial situation and analyze whether the increase in salary from the new offer will significantly alleviate your financial pressure. Take into account your overall financial goals, expenses, and the stability of the new company.2. Career Growth: Evaluate the long-term career prospects in both your current company and the new company. Consider factors like opportunities for advancement, skill development, and the potential for future salary growth.3. Job Satisfaction: Reflect on your level of job satisfaction in your current role. Are you happy with the work environment, your colleagues, and the company culture? If the new offer is from a larger company, consider how it might differ from your current work environment.4. Work-Life Balance: Consider how the potential change in job may impact your work-life balance. Evaluate factors like commute time, work hours, and flexibility in both positions.5. Future Opportunities: Assess whether staying with your current company might open doors to future opportunities or promotions. Consider the company's growth potential and its track record in promoting employees from within. Ultimately, the decision depends on your personal circumstances, aspirations, and priorities. It may be worth discussing your concerns with your current employer to see if there are any possibilities for a raise or promotion. Additionally, explore the new job offer in detail, including its benefits, growth opportunities, and company reputation. Weigh the financial benefits against the potential career growth offered by each option. Taking the time to thoroughly evaluate your options will help you make an informed decision that aligns with your goals and priorities.