为钱感到焦虑的人生……

Question

我来自比较贫穷家庭，幸好我们家的孩子都比较懂事，而我自己经过打拼后也有存了一笔小钱。但是因为自己的出身，哪怕生活稳定了下来还是会不断因为钱而感到焦虑。
我现在只是打一份工，因为自己对目前的工作是很认真投入的，也没有另外花时间去找part-time来做。看到身边的人都在做副业、经营小红书还是其他自媒体，不只是死死打一份工作，我不禁思考自己这样只有一份正职是不是真的不够？本人现在28岁，薪水是4k……这样的经济状况，是不是还不够？
不是要发达，不是要过上富贵的生活，只是想要未雨绸缪罢了，毕竟父母年长了，自己的年龄也会越来越大，开始思考将来的生活负担一定会越来越重。曾经走过苦日子，将来不希望还要再过那种为钱担心的日子。想要向大家请教一些理财的心得，以及是不是应该要多做几份工作才够？

Accepted Answer

来自chat gpt的答案👇

理解你的担忧，经济压力是很多人都会面临的问题。首先，你已经有了一份工作，这是一个好的起点。以下是一些建议来减轻你的财务焦虑：

制定预算：确保你制定了详细的预算，包括开支和储蓄。这可以帮助你更好地管理资金。

储蓄优先：每个月首先储蓄一部分收入，建议至少20%。这将有助于你建立紧急备用金和未来的储蓄。

学习理财知识：了解理财知识，包括投资、理财规划等。可以阅读书籍或参加课程来提高你的财务素养。

副业考虑：如果你有时间和兴趣，可以考虑副业或兼职工作来增加额外的收入。但要确保不过度劳累，保持平衡。

职业发展：考虑职业发展和晋升机会，以提高你的薪资水平。

投资：一旦你有了一些积蓄，可以考虑投资，但要注意风险和谨慎选择投资方式。

咨询专业人士：如果有需要，寻求理财顾问的建议，他们可以根据你的具体情况提供个性化的建议。

最重要的是，不要太过焦虑，要有耐心和坚持，逐步改善财务状况。在规划未来时，谨慎而坚定地前进，你可以逐渐减轻财务压力，提高生质量。

Bella Wong · Answer

f

Kelly Lee · Answer

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Jasmine Wong · Answer

公司前景如何？
如果公司不tiam
也是时候为自己筹谋一下了🥴

Cheryl Ong · Answer

It's natural to feel anxious about money, especially when coming from a lower-income background. It's great that you have been able to save some money through hard work. However, even with a stable job, it's common for people to still feel anxious about finances. Having only one job doesn't necessarily mean it's not enough, especially if you are dedicated and invested in your current work. It's important to remember that everyone's situation is different, and there are multiple paths to financial stability and success. While it may seem like everyone around you is engaged in side jobs or building their own businesses, it's crucial to focus on what works best for you. While additional sources of income can be helpful, they may not be suitable or feasible for everyone. It's important to weigh the potential benefits against the impact on your well-being and work-life balance.Instead of solely focusing on multiple jobs, consider other ways to improve your financial situation and mitigate future burdens. Educate yourself about personal finance and investments. Look for opportunities to enhance your skills or pursue career advancements that offer better salary prospects. Create a budget and stick to it, ensuring you save a portion of your income regularly.Remember, financial stability and planning for the future are important goals, but they should not come at the expense of your mental and physical well-being. Find a balance that allows you to work towards financial security while still enjoying your present life. If you feel overwhelmed, seek guidance from financial advisors or professionals who can help you devise a personalized plan based on your circumstances.