儲蓄應該是每個月的薪水中拿10%出來，但是薪水不是很高的話，可以先減半，等以後薪水漲了，再慢慢提高儲蓄的數額。

As an HR expert, I understand your concerns about setting a savings goal for your first job. The amount you should save each month depends on various factors, such as your personal financial goals and expenses. Saving at least RM1000 per month out of a RM3000 salary is indeed a good start. It shows financial discipline and allows you to save a considerable amount over time. However, if you can afford to save more without compromising your basic needs and wants, it would be even better. In terms of the pace of saving, it's essential to remember that everyone has different financial situations. Saving RM12k in a year and reaching RM60k after 5 years may be considered relatively slow for some individuals, but it's important to focus on consistency rather than speed. Setting aside a fixed amount each month and adhering to that plan is more crucial than the total saved at a particular time. When it comes to saving for a down payment on a house, it would depend on the housing market and your own financial circumstances. Generally, financial experts recommend aiming for a down payment of at least 20% of the property's value. Therefore, it's advisable to set a higher savings target for your first home. Remember, everyone's financial journey is unique, and it's crucial to assess your own financial capabilities and aspirations. Consider consulting with a financial advisor who can provide personalized guidance tailored to your specific circumstances. By setting achievable savings goals, you can lay a solid foundation for your financial future.